What New Couples Need to Know About Life Insurance

While you are in the midst of wedding planning excitement, you are probably not thinking about life insurance. New couples who are about to get married, or who have recently gotten married, should take some time to consider this important life decision and how marriage will affect it. The friendly staff at StateChoice are here to help you during this time make great insurance decisions. We are now serving West Hartford, CT, and surrounding areas. 

Life Insurance As a Married Couple

When you get married your life insurance needs will change. If you maintained a life insurance policy as a single person, you would have set up the coverages for this policy based on your current financial situation and obligations. Upon marriage, those obligations will change drastically. This means that your life insurance needs will change drastically as well. It is imperative for you and your spouse to discuss the life insurance expectation should one of you pass away. 

Married Couples Often Get Discounts

Even if you are happy with your current life insurance policy, it does not hurt to shop around a bit to find out if you can get a better policy and a better deal now that you are married. Insurance companies often offer discounts to married couples. 

Keep In Mind the Big Picture

When purchasing life insurance there is more to consider than simply funeral costs in the event that you die. You are now responsible for a spouse and possibly children. You will want to discuss with a trained insurance specialist exactly what kind of coverage you will need to make sure your family is well provided for. If you would like to learn more about life insurance, please call us at StateChoice, now serving West Hartford, CT and surrounding areas.