The holiday season is a time of year when many companies do a lot of seasonal hiring for their busiest days. Whether you are in manufacturing, run a delivery service, have a retail establishment, or own any type of business that employs temporary help, it’s important to understand your Workers Comp coverage needs. If you are in the greater West Hartford, CT area and want to make sure that you have the protection that you need, the team at StateChoice can help.
Workers Comp is Still Required for Seasonal Hires
Even though you are not required to provide your temporary employees with health insurance and other benefits that you may offer to permanent employees, you are still required to carry adequate Workers Comp coverage. If you are unsure if your current policy is sufficient for coverage of your seasonal employees, now is the time to check! In addition to Social Security, Unemployment Insurance, and other taxes, Workers Comp insurance is required for all types of employees that you hire. While there are many differences between the Labor Laws affecting permanent employees and those that are temporary or seasonal, Workers Comp is required for all types of workers.
Business owners may not be sure if their current coverage is sufficient and it is always a good idea to make sure that you have the necessary protection before you need it. Your commercial insurance agent can help you gain the peace of mind that comes with knowing you are adequately protected.
Don’t be caught without the Workers Comp coverage that you need for this holiday season. If you are a business owner in the greater West Hartford, CT area, contact StateChoice today to schedule a policy review, and discuss your coverage options that are available to meet your Workers Comp needs.