Memorial Day Weekend Safety Tips

Yes, that’s right, it is that time of year again. Time to bring out the grill, open the pool, and enjoy some s’mores around the fire pit. As Memorial Day weekend begins, we are all excited to spend time outdoors with family and friends. However, during your festivities, do not forget to be careful and avoid risks that could spoil the fun. Here are a few tips from your StateChoice team to stay safe this weekend!

1. Attention Grill Masters!

Remember to always watch your grill while it is in use. Keep the grill away from anything that could catch fire and avoid burns by using long handled tools and keeping pets and children away from the grill.

2. Fun in the Sun!

A long day out in the sun is fun but can have negative consequences if you aren’t careful. Avoid dehydration by making sure to drink plenty of water throughout the day. Keep your skin protected with sunscreen and lots of shade; overexposure to the sun can lead to bad burns and skin cancer in the long run. Don’t forget to reapply!

3. On the Go!

If you are traveling make sure to drive safely. Driving the speed limit, wearing seatbelts, and keeping a designated driver will not only keep you safer, but help you avoid a ticket! If you can’t find a DD sign up for uber using this code (ruis213ue) to get one free ride.

4. Let Your Colors Burst!

Nothing wraps up a great weekend like the excitement of fireworks, but make sure to use only small, at home fireworks. Improper use of fireworks can lead to injury or damage so ensure that fireworks are used properly, by an adult, and at a safe distance.

5. Just Keep Swimming!

If weather permits, many of us will be enjoying time in the pool this weekend. Make sure children and weaker swimmers are always supervised around the water.


6. Have fun, but remember who this day is all about!

While you enjoy your holiday, remember to think about all of those who have died protecting our lives. Use Red Poppies as decorations or pinned to your clothes to honor these lost lives.

“We cherish too, the Poppy red
That grows on fields where valor led,
It seems to signal to the skies
That blood of heroes never dies.” – Moina Michael

What is Recreational Toy Insurance?

Grownups also own toys, except that they are much more expensive and functional too. Most people have at least one or two recreational toys, including watercrafts, ATVs, motorcycles, RVs, and boats. All recreational toys function outdoors where they face several risks like damages caused by natural disasters and man-made damages. Unless you have a recreational toy insurance coverage with reputable insurers like StateChoice, you could suffer an unpleasant financial ordeal in case of any loss, damage, or injuries to yourself or your passengers.
Recreational toys are often used in a free-spirited nature that exposes them to higher risks. In case of an accident, they can cause serious damages and injuries that could lead to costly consequences. While recreational toys insurance coverage options in West Hartford, CT may vary, most plans have similar coverage options, which include:
Liability: Covers claims from third-party liabilities that may be filed against you, and that includes bodily injury and property damage liabilities.
Collision: Covers damages caused to your recreational toy when it hits or is hit by another object or toy.
Comprehensive: Covers damages that aren’t caused due to collisions like theft, fire, and vandalism.
Uninsured/underinsured: Covers the cost of your injuries and those of your passengers should an uninsured/underinsured driver gets you involved in an accident, or in hit-and-run situations.
While the basic coverage should be able to take care of liability risks and damages, recreational toys require additional coverage to cover risks associated with specific toys. For instance, boats/watercraft requires wreckage removal coverage while RVs may require roadside assistance coverage.
Talk to a knowledgeable agent at StateChoice to help you understand what risks your recreational toy faces and what coverage option would suit you most. We offer affordable and reliable recreational toy insurance policies to the residents of West Hartford, CT, and its environs. The plans not only keep you protected but also protect your valuable investment. Contact us today for more information.